SAVINGS: Shop around for a bank that offers you free checking and waives ATM fees if you maintain a low minimum monthly balance in your checking account or in a combination of accounts. This can save you hundreds of dollars a year. You also need to sign up with a credit union to minimize your banking costs. To find out if you’re eligible to join one, call 800-358-5710 and ask for the number …showed first 75 words of 1058 total…

…showed last 75 words of 1058 total…vending machine in the airport. Sure, it’s tempting (this type of insurance plays on your fear of flying) and, it also seems cheap, but, it doesn’t make sense. Your chances of slipping and killing yourself on the ground are much greater than your chances of dying in an airplane crash. Besides, you may already be covered; some credit card companies give you automatic flight insurance if you charge your tickets on their card.