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banking notes

Title: banking notes
Category: Literature / English
Details: Words: 1619 | Pages: 6.9 (approximately 235 words/page)

banking notes

• TYPES OF CUSTOMERS • INDIVIDUALS • JOINT HINDU FAMILIES • PARTNERSHIP FIRMS • LIMITED COMPANIES • CLUBS AND ASSOCIATIONS • TRUSTS • CO-OPERATIVE SOCIETIES • OFFICIAL LIQUIDATOR SPECIAL TYPES OF INDIVIDUAL CUSTOMERS • MINORS • LUNATICS • DRUNKARDS • INSOLVENTS • MARRIED WOMAN Banker Customer Relationships • Debtor-Creditor • Creditor-Debtor • Bank as a Trustee • Bailee-Bailor • Agent-Principal • Lessor and Lessee • Bank as a Consultant Procedure for opening of account • The Banker must ensure that the customer is competent to contract • Account opening form should be filled in all respects by the …showed first 75 words of 1619 total…

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…showed last 75 words of 1619 total…actual liquidity of a banker immediately and vice versa (may or may not affect the banker’s liquidity) • Both should be properly appraised by a banker CASH CREDIT • Fund based working capital credit facility provided to traders/manufacturers etc. • Running account facility extended for a short period- not more than one year • On review, the limits may be renewed or enhanced or decreased, after a fresh appraisal of working capital credit requirements of a borrower

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